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Medicare Part B

Medicare Part B

Medicare Part B is the Outpatient or Medical portion of Medicare. Part B is quite simple to understand as it covers everything medically necessary that you would not be admitted for. Some examples would be:

  • Service provided from doctors and other health care providers
  • Outpatient Care
  • Home Health Care
  • Durable Medical Equipment
  • Many Preventive Services

Medicare Part B has a premium ($144.60 in 2020) for  most individuals. You can pay more if you fall into a certain income bracket. This is called (IRMAA) or the Income Related Monthly Adjustment Amount. Medicare Part B can be an optional portion of Medicare to sign up for, but only if you are covered by an active Group Employer Plan (or a spouses'). It cannot be Cobra or a retirement plan. If you do not sign up for Medicare Part B (3 months before your 65 birthday or 3 months after), you could be penalized and locked out until the next enrollment period of January 1st through March 31st, for a July 1st effective date.

To make sure you are eligible for Medicare Part B, you should contact Social Security at 1-800-772-1213. 

To see what Medicare Part A does not cover in regards to deductibles, co-pays, and co-insurance, please "Click Here"

    Texas Healthcare Specialists, Inc. is not connected with or endorsed by the United States Government or Federal Medicare Program. We do not offer every plan available in your area. Any information we provide is limited to those plans we provide is limited to those plans we do offer in your area. Please contact or call 1-800-MEDICARE to get information on all your options.

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