Do you truly understand Medicare and all its different parts and plans? For most individuals, the answer is no. When turning 65 or aging into Medicare, the initial shock of all the different options can be very overwhelming. Even for individuals already on Medicare, it seem that they almost become complacent with the coverage they have and really do not take the time to understand all of there options.
Over the past couple of weeks I have shared some great videos from Medicare Made Clear, that in my opinion are very well put together. Maybe it is just because I am a more visual person, but anytime I can watch a short video on something I am trying to learn it just seems to stick a little better in my noggin.
The video below is great for knowing what your options are when dealing with Medicare as a whole. 10 key things to make sure you know before you make a decision on your Medicare insurance options.
Medicare Parts A & B.
Medicare Part D.
Medigap – Medicare Supplement Insurance.
Medicare Advantage Plans.
Where you live and how it affects cost and choice.
Group or Retirement Insurance.
Enrollment into Medicare.
Changing coverage and when to.
Asking for help.
All of these are great points to know and have an idea of when aging into Medicare and searching for what will be the best Medicare insurance options available for your situation, but knowing usually is not enough. This is where having an agent on your side can really help.
If you are a resident of Texas and find yourself becoming eligible for Medicare or already on Medicare and looking to review you insurance coverage options, give us a call. Here at Medigap Select of Texas we can walk you through all the ins and outs of Medicare and help you decide which insurance coverage options will work best for you. No matter if you are looking for the best rates on Medicare supplement plans in Texas or trying to find what Medicare Advantage Plans are available in your county, we can point you in the right direction. So, give an agent a call today at 1-866-849-5465 for your free, no-obligation Texas Medicare Insurance Review, and let us help protect you with the right Medicare Insurance Plan in Texas.
The transition from Major Medical insurance or Group Health insurance to Medicare can be an overwhelming transition. You may think that Medicare is something that would be easy, which with the right information it can be, but it can become like a big bowl of alphabet soup for some. Medicare has many moving part, A, B, C and D, not counting Medicare supplement plans A through N. Maybe this is why we are taught the alphabet at such a young age?
If you are turning 65 or new to Medicare, before you jump in and try to absorb all the different parts, try concentrating on the main ones. Medicare Part A and Medicare Part B also know as Original Medicare. To put it to you in a nutshell, Part A is your hospitalization portion of the insurance and Part B is your medical (outpatient) portion of the insurance. To make it a little more clear, watch the video below. This video brought to you by United Healthcare, helps to elaborate on Medicare Parts A & B without making it so painful to understand.
Even with what you may already know, or maybe just learned hear today, you can still be at a significant risk of out-of-pocket cost by just having Original Medicare alone. Please visit Medicare 2011 for more information on the deductibles, co-insurance, and co-pays left by only having Original Medicare as your insurance.
Now your question maybe, “How do I cover myself from the gaps left by having Original Medicare?” the answer is, call us. Here at Medigap Select of Texas we specialize in Medicare insurance plans in Texas. We offer free, no-obligation Medicare reviews and you will also receive a side-by-side comparison of Texas Medigap Insurance Plans from some of the best Medicare supplement companies in Texas.